The U.S. Bank Altitude Reserve Visa Infinite Card: A Premium Travel Companion
The U.S. Bank Altitude Reserve Visa Infinite Card stands out as a premium travel credit card, offering a suite of high-end benefits designed to enhance your travel experience and provide substantial value. This card is tailored for frequent travelers and those who appreciate luxury perks, combining generous rewards with practical travel benefits.
Card Benefits
- Generous Bonus Points
- Points Accumulation
- Offers 3X points on eligible travel purchases and mobile wallet
One of the most attractive features of the Altitude Reserve card is its impressive sign-up bonus. New cardholders can unlock 50,000 bonus points, equivalent to a substantial $750 in travel rewards, by spending $4,500 within the first 90 days of account opening. This generous offer provides an immediate and significant boost to your travel fund, potentially covering a significant portion of your next adventure.
Also, enjoy:
- Points Accumulation The Altitude Reserve card offers a competitive points earning structure, particularly for travel-related expenses and mobile wallet transactions. Cardholders earn an impressive 5X points on prepaid hotel and car rental bookings made directly through the Altitude Rewards Center. This rate is among the highest in the industry for these categories, allowing you to quickly accumulate points for future travel.
- Offers 3X points on eligible travel purchases and mobile walletThis feature is particularly valuable in today's increasingly digital world, where mobile payments are becoming more prevalent. For all other eligible purchases, cardholders earn a standard 1X point, ensuring that every transaction contributes to your rewards balance.
- Annual Credits One of the standout features of the Altitude Reserve card is its generous annual credit system. Cardholders can enjoy up to $325 in annual credits, applicable to a wide range of expenses including eligible travel, dining, takeout, and restaurant delivery purchases. This credit effectively offsets a significant portion of the card's annual fee, enhancing its overall value proposition.
FAQ
The card offers several key benefits:
- 50,000 bonus points (worth $750 in travel) after spending $4,500 in the first 90 days
- 5X points on prepaid hotels and car rentals booked through the Altitude Rewards Center
- 3X points on travel purchases and mobile wallet spending
- Up to $325 annual credit for travel and dining purchases
- Priority Pass Select membership with 8 free visits per year
- No foreign transaction fees
- TSA PreCheck/Global Entry application fee credit every four years
The $325 annual credit is automatically applied to your account as statement credits for eligible travel and dining purchases. This includes expenses such as airfare, hotels, car rentals, taxis, limousines, dining at restaurants, and food delivery services. The credit is applied automatically as you make eligible purchases throughout the year, effectively reducing the card’s annual fee.
Yes, the card has an annual fee of $400. However, the $325 annual credit for travel and dining purchases effectively reduces the net annual cost to $75 for cardholders who fully utilize this credit. Additionally, the card’s other benefits, such as the sign-up bonus, rewards on spending, and travel perks, can provide value that outweighs the annual fee for many users.
Why You Should Consider the U.S. Bank Altitude Reserve Card
The U.S. Bank Altitude Reserve Visa Infinite Card is an exceptional choice for frequent travelers and those who value luxury travel experiences. Its combination of generous rewards, substantial travel credits, and premium benefits make it a powerful tool for maximizing travel value. The card’s high earning rates on travel and mobile wallet purchases, coupled with the flexible $325 annual credit, provide ongoing value that can easily offset the annual fee for many users. The addition of luxury travel perks, comprehensive travel protections, and airport lounge access elevates the travel experience to new heights. For those who travel regularly and appreciate the finer aspects of journeying, the Altitude Reserve card offers a compelling package that can significantly enhance your travel lifestyle while providing peace of mind and financial flexibility. Whether you’re planning exotic getaways or frequent business trips, this card can be a valuable asset in your financial toolkit, turning everyday spending into extraordinary travel experiences.
