The Wells Fargo Active Cash® Credit Card
The Wells Fargo Active Cash® Credit Card is a powerful financial tool designed to offer exceptional value to cardholders through its lucrative rewards program and a suite of additional benefits. With this card, you can earn a $200 cash rewards bonus simply by spending $500 in purchases within the first three months. This introductory offer is an attractive incentive for new cardholders, providing an immediate return on their spending. Beyond the initial bonus, the card offers a straightforward and highly rewarding cash-back structure: unlimited 2% cash rewards on every purchase, with no categories to track or quarterly activations. This means you can earn cash back on all your spending, regardless of where or how you use your card. The simplicity and consistency of the rewards program make it easy to maximize your earnings without needing to change your spending habits.
Card Benefits
- $200 Cash Rewards Bonus
- Unlimited 2% Cash Rewards
- $0 Annual Fee
One of the standout features of the Wells Fargo Active Cash® Credit Card is its 0% introductory APR for the first 12 months from the date of account opening, applicable to both purchases and qualifying balance transfers. This feature can be particularly beneficial if you plan to make a large purchase or if you are looking to consolidate high-interest debt from other credit cards. After the introductory period, a variable APR of 20.24%, 25.24%, or 29.99% will apply, depending on your creditworthiness. Additionally, balance transfers made within the first 120 days of account opening qualify for the intro rate and fee, offering further flexibility for managing your finances.
Also, enjoy:
- $200 Cash Rewards Bonus : Earn $200 when you spend $500 in purchases within the first 3 months.
- Unlimited 2% Cash RewardsEarn 2% cash rewards on every purchase with no categories to track or quarterly activations.
- $0 Annual Fee: Enjoy all the card's benefits without paying an annual fee.
FAQ
The card offers unlimited 2% cash rewards on all purchases. There are no categories to track or quarterly activations required, making it simple to earn rewards on every purchase.
No, there is no annual fee for this card. You can enjoy all the benefits and rewards without any yearly cost.
The card offers a 0% introductory APR for the first 12 months on both purchases and qualifying balance transfers. After the introductory period, the APR will vary between 20.24%, 25.24%, or 29.99%, depending on your creditworthiness.
Why You Should Have This Card
The Wells Fargo Active Cash® Credit Card is an excellent choice for anyone looking to maximize their rewards with minimal effort. With its straightforward 2% cash rewards on all purchases, generous introductory bonus, and no annual fee, it provides exceptional value. The card’s additional benefits, such as cell phone protection, auto rental coverage, and travel assistance services, make it a well-rounded option for both everyday use and special situations. Whether you’re seeking a reliable cash back card or need added financial security, the Wells Fargo Active Cash® Credit Card offers a comprehensive package that can meet your needs.